Investment Mortgages
Whether you're building a portfolio, releasing equity to invest, or purchasing through a limited company, our advisors understand property investment and find the right finance for you.
Property investment
Buy to let mortgages are designed for landlords purchasing or refinancing residential property to rent out. Lenders assess applications differently to residential mortgages, the key focus is on rental income potential and the property's rental yield.
Our advisors are experienced in the buy to let market and have access to a wide range of landlord specific products, including those from specialist lenders not available directly to the public.
Unlock your home
Let to buy allows you to rent out your current home and purchase a new one simultaneously. This is ideal for homeowners who want to move but keep their existing property as a rental investment.
It involves converting your residential mortgage to a buy to let mortgage and taking a new residential mortgage on your next home. Lenders will need to be comfortable with both applications at the same time.
Tax efficient investing
Purchasing buy to let property through a limited company (Special Purpose Vehicle) has become increasingly popular for landlords, particularly since changes to mortgage interest tax relief. Holding property within a company structure can offer significant tax efficiency advantages.
Lenders who offer LTD Co. mortgages typically assess the company's rental income projections, the directors' personal income, and the company's overall financial position. Rates can vary significantly between lenders, our advisors help you find the most competitive options.
Optimise your portfolio
Whether your buy to let deal is coming to an end or you're looking to release equity from your investment property, remortgaging can unlock better rates and improve your rental yield.
We review your portfolio, compare the market, and find the most competitive deals, including those exclusive to brokers. Many remortgages complete with no upfront fees and minimal disruption to your tenants.
Most buy to let mortgages are interest only. You pay the interest each month and the capital at the end of the term.
This is an estimate only. Actual payments depend on lender, LTV and full circumstances.
Full repayment calculator →Our advisors will talk through your circumstances and find the best option, no obligation, no jargon.
Book your free call todayYour property may be repossessed if you do not keep up repayments on your mortgage.